State Senator Amanda Cappelletti (D-PA-Norristown) on Friday proposed legislation that would force Pennsylvania gun owners to carry liability insurance.
In a memorandum describing her upcoming bill, Cappelletti wrote that gun-related injuries and deaths cost Pennsylvanians an estimated $12 million each year through lost wages, physical and mental healthcare payments, first-responder services and other expenses. She reasoned that some of these burdens should fall on firearm owners via insurance premiums. She added that insurers could then vary the size of those premiums according to whether policyholders take what she considers appropriate precautions.
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